The Home Depot Introduces New and Enhanced Credit Options for Pro Customers The Home Depot

Table of Content

• Enrollment or Changing Bank Account
• If you remain inactive, we will sign you out to protect your information.
• Home Depot offers a separate card for bigger projects
• SIGN OFF
• You’re our first priority.Every time.
• Why Nearly Every Purchase Should Be on a Credit Card
• Find the Best Cash Back Credit Cards Of 2022

If you do so, please note that you could continue to receive some marketing information until your request is processed. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential. All Accepting Locations Shows all locations the Synchrony HOME card is accepted. We are here to support our cardholders and partners in their time of need. If you are impacted, please contact us to discuss how we can help.

As with most store cards and most credit cards a hard credit inquiry is run in order to approve applicants for Home Depot credit services. Applying for any credit product is a decision you always should make carefully, since credit checks often lower your credit score by a few points. Prequalification or preapproval are not guarantees of approval for any credit card or loan. Still, unlike many store-branded credit cards, there are no ongoing rewards for in-store purchases. No single credit card is the best option for every family, every purchase or every budget.

Enrollment or Changing Bank Account

That’s because the store-branded card doesn't earn ongoing rewards and offers little in the way of perks. Even the most loyal Home Depot fan would probably be better off with a flat-rate cash-back or rewards card. Now discover a whole new online account, built to give you more control over your card and your time. The more you pay each month the quicker your balance will be repaid.

In times like these, people come together to help those in need. At Synchrony, it’s our job not only to help our customers every day – but also when disasters like these strike. Delivery time is estimated using our proprietary method which is based on the buyer's proximity to the item location, the shipping service selected, the seller's shipping history, and other factors. There is a limit of 20 gallons of fuel per purchase per vehicle, and use is restricted to participating gas stations.

If you remain inactive, we will sign you out to protect your information.

There are two disadvantages to consider with the commercial Home Depot credit options. First, unlike some retail credit card options, the credit cards can only be used for Home Depot in-store or online purchases. Second, there are no cashback rewards on purchases that are common in many other credit options. At the payment page, look for the option to pay with a "Synchrony HOME" Credit Card.

Intro bonusGet $100 off purchases of $1,000 or more when you open a new card. Intro bonus$100 off purchases of $1000 or more when you open a new card. To initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal. This authority is for the The Home Depot® Consumer Credit Card account noted above and is to remain in effect until canceled in writing by Citibank, N.A., my financial institution, or me. If any electronic payment is returned unpaid by your financial institution for any reason, we may charge, and you agree to pay, a returned payment fee. You may also be charged a late fee based on the terms and conditions of your Card Agreement.

Home Depot offers a separate card for bigger projects

Home Depot's two card options are its Pro Xtra Credit Card and its Commercial Account Card. Each card provides special financing offers for businesses, and each allows cardholders to take advantage of Home Depot's loyalty program for professionals . Credit line allowances are based on personal creditworthiness, so credit lines can vary from cardholder to cardholder. Whether a professional or a homeowner working on a personal project, the Project Loan card offers a six-month period to purchase Home Depot materials with loan values up to $55,000. For those who need some flexibility in paying off purchases, the project loan option offers fixed low monthly payment options and requires no annual fees.

Frequent Home Depot shoppers might benefit from the fact that hassle-free returns are offered for one year with the card, which is four times longer than you'd normally get on Home Depot purchases. That could come in handy, especially on large purchases that you end up regretting later. Offers $25 off purchases of $25 to $299, $50 purchases of $300 to $999, or $100 off purchases of $1,000 or more.

Please note that there may be a delay between the time your payment is posted and the amount of your available credit is updated. You will only be charged interest on your promotional balance if you do not pay it off within the 6 month promotional period. The Synchrony HOME Credit Card is accepted at thousands of locations nationwide and home-related stores online.

Since most charge cards require businesses to pay balances off in full every month, many allow businesses to make purchases without predetermined credit limits. However, the Pro Xtra Card works more like a credit card, as it gives cardholders the option of either making low monthly payments or paying the credit balance in full every month. For businesses exploring credit options in the hardware industry and home improvement projects, Home Depot offers two CitiBank-issued commercial credit options in the form of in-store credit cards. A commercial account does allow for authorized users to make charges to the card on behalf of your business by issuing buyer ID cards to each user.

You’re our first priority.Every time.

We will send notifications regarding the availability of your statement online and legal notices to the email address you provided to us until you contact us to change it. The promotional summary box on your monthly statement will clearly show the balance for each promotional financing purchase and corresponding expiration date. You can always choose to pay off your promotional balance earlier as well. All "Other Locations" offer the 6 month promotional financing 1 on purchases over $299 with the Synchrony HOME Credit Card.

We've picked the best credit cards in a way designed to be the most helpful to the widest variety of readers. You can use all of the Home Depot Credit Cards or credit accounts for qualifying online purchases or at any Home Depot store location. This means these cards cannot be used with other vendors and are “store” or “closed-loop” cards.

As a condition to using and receiving Account Alerts, you consent to receiving, from us, automatically dialed text messages on your mobile phone at the mobile phone number you provide. If you have any questions regarding privacy, please read our privacy policy. Any payment made on a weekend or holiday will be applied as of the day you make it. If a scheduled payment exceeds the current balance at the time of execution, you agree that we will reduce the scheduled payment amount to the amount of your current balance.